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Developing countries suffer from US$400 billion a year in climate loss and damage, which could rise to U$1 trillion a year by 2050. A new direct cash program from GiveDirectly and the Scottish Government provided US$750 as direct unconditional cash transfers to over 2,600 families affected by Cyclone Freddy in Malawi's Nsanje District. This initiative aims to demonstrate how direct cash can be a solution for climate loss and damage and promote climate justice on a global scale. The cash transfers empowered families and communities, allowing them to rebuild their lives and livelihoods in ways that are most meaningful to them. Families chose to spend on immediate needs and long-term recovery, with 96% of them investing in productive assets, leading to an increase in average weekly income. Additionally, the cash transfers benefited not only the recipients but also created jobs for neighbours, stimulating local economic development. The program encountered obstacles but successfully targeted and enrolled displaced families, ultimately supporting community cohesion and structures, vital for mental well-being and social connections as families rebuild their lives. Overall, the direct cash program has had a positive impact on the affected communities and has the potential to be a model for addressing climate loss and damage.